@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--ink:#183232;--muted:#637371;--bg:#f9faf6;--surface:#fff;--line:#e2e9e3;--accent:#157366;--light:#eaf5f0;--gold:#d2a66b}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.72 'DM Sans',system-ui,sans-serif}h1,h2,h3,h4,.brand{font-family:Manrope,system-ui,sans-serif;letter-spacing:-.035em;line-height:1.25}a{color:inherit;text-decoration:none}a:hover{color:var(--accent)}.shell{max-width:1180px;margin:auto;padding:0 28px}.header{background:rgba(249,250,246,.96);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5;backdrop-filter:blur(15px)}.nav{display:flex;align-items:center;justify-content:space-between;min-height:77px;gap:20px}.brand{font-weight:800;font-size:25px;letter-spacing:.14em;color:var(--ink)}.navlinks{display:flex;gap:25px;align-items:center;font-size:13px;font-weight:700}.navlinks a{white-space:nowrap}.menu{display:none;border:1px solid var(--line);border-radius:8px;background:white;padding:8px 12px}.eyebrow{text-transform:uppercase;letter-spacing:.2em;font-size:11px;font-weight:800;color:var(--accent)}.hero{padding:82px 0 64px;display:grid;grid-template-columns:1.08fr .92fr;gap:60px;align-items:center}.hero h1{font-size:clamp(41px,5vw,70px);margin:18px 0 20px}.lead{font-size:18px;color:var(--muted);max-width:620px}.btn{display:inline-flex;background:var(--accent);color:white;border:1px solid var(--accent);border-radius:7px;padding:13px 21px;font-weight:700;font-size:13px;align-items:center;gap:12px}.btn:hover{background:#07584d;color:white}.btn.secondary{background:transparent;color:var(--ink);border-color:#b7c9c0}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
/* Consumer photo replaces the original abstract illustration. Online: authentic Pexels photo; offline: bundled editorial-style backup. */
.heroart{background-color:#d7e9de;background-image:linear-gradient(180deg,rgba(9,34,30,.02),rgba(9,34,30,.08)),url("https://images.pexels.com/photos/5585793/pexels-photo-5585793.jpeg?auto=compress&cs=tinysrgb&w=1200"),url("/assets/images/hero-consumer-fallback.webp");background-size:cover,cover,cover;background-position:center,center,center;aspect-ratio:1.08;border-radius:16px;position:relative;overflow:hidden;box-shadow:0 18px 45px rgba(25,62,49,.09)}
.heroart::before,.heroart::after{content:none;display:none}
.section{padding:44px 0 68px}.sectionhead{display:flex;justify-content:space-between;align-items:end;gap:20px;margin-bottom:23px}.sectionhead h2{font-size:32px;margin:9px 0 0}.sectionhead p{margin:8px 0 0;color:var(--muted)}.smalllink{font-size:13px;color:var(--accent);font-weight:800}.grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:17px}.card{background:var(--surface);border:1px solid var(--line);border-radius:12px;overflow:hidden;transition:transform .2s,box-shadow .2s}.card:hover{transform:translateY(-4px);box-shadow:0 15px 30px #18323211}.tile{min-height:184px;padding:25px;display:flex;flex-direction:column;justify-content:space-between}.tile .symbol{font-size:29px}.tile h3{margin:12px 0 6px;font-size:17px}.tile p{color:var(--muted);font-size:13px;margin:0}.articlecard{padding:23px;min-height:234px;display:flex;flex-direction:column}.articlecard h3{font-size:18px;margin:11px 0}.articlecard p{font-size:13px;color:var(--muted);margin:0 0 22px}.articlecard .smalllink{margin-top:auto}.muted{color:var(--muted)}.banner{background:#e6f2eb;padding:45px;border-radius:14px;display:flex;justify-content:space-between;align-items:center;gap:35px}.banner h2{font-size:30px;margin:6px 0}.banner p{max-width:660px;color:#486b61}.footer{background:#143c37;color:#d0e0d9;margin-top:55px;padding:50px 0 20px}.footer a:hover{color:white}.footgrid{display:grid;grid-template-columns:2fr repeat(3,1fr);gap:36px}.footer h4{color:white;margin:0 0 18px}.footer a{display:block;font-size:13px;margin-bottom:8px}.copyright{border-top:1px solid #ffffff24;margin-top:35px;padding-top:20px;font-size:12px}.pagehead{padding:58px 0 30px}.pagehead h1{font-size:clamp(34px,4.4vw,52px);margin:8px 0 13px}.pagehead p{max-width:750px;color:var(--muted);font-size:17px}.filters{display:flex;gap:10px;flex-wrap:wrap;margin:18px 0 31px}.chip{background:white;border:1px solid var(--line);padding:8px 13px;border-radius:30px;font-size:12px;font-weight:700}.chip:hover,.chip.active{background:var(--accent);color:white}.articlewrap{max-width:790px;margin:auto;padding:40px 25px 80px}.articlewrap h1{font-size:clamp(35px,5vw,56px);margin:12px 0 18px}.articlewrap h2{font-size:25px;margin-top:38px}.articlewrap p{font-size:17px;color:#354b49;line-height:1.9}.articlewrap .opening{font-size:21px;color:var(--ink)}.meta{font-size:12px;color:var(--muted);display:flex;gap:15px;align-items:center;flex-wrap:wrap}.divider{border-top:1px solid var(--line);margin:29px 0}.takeaway{padding:25px 29px;border-left:4px solid var(--accent);background:var(--light);border-radius:0 10px 10px 0;margin:34px 0}.takeaway p{margin:8px 0 0}.notice{padding:15px 20px;border:1px solid #d7e7dc;border-radius:9px;background:#f0f7f2;font-size:13px;color:#446158}.notice a{text-decoration:underline}.breadcrumbs{font-size:12px;color:var(--muted);display:flex;gap:7px;flex-wrap:wrap}.searchbox{width:100%;max-width:460px;border:1px solid #d8e4dd;border-radius:8px;background:white;padding:15px 17px;font:inherit}.contentbox{max-width:790px;padding:10px 28px 55px;margin:auto}.contentbox h2{margin-top:34px}.contentbox p,.contentbox li{color:#435752}.empty{padding:36px;border:1px dashed #bad0c4;border-radius:12px}.offergrid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.offerpanel{border:1px solid var(--line);padding:24px;border-radius:12px;background:white}.offerpanel h3{margin:8px 0}.offerpanel p{color:var(--muted);font-size:14px}.tag{font-size:11px;text-transform:uppercase;letter-spacing:.12em;color:var(--accent);font-weight:800}.skip{position:absolute;left:-999px;top:5px;background:white;padding:8px}.skip:focus{left:10px}.searchcount{font-size:13px;color:var(--muted)}@media(max-width:900px){.grid{grid-template-columns:repeat(2,1fr)}.hero{gap:26px}.navlinks{gap:13px}.footgrid{grid-template-columns:repeat(2,1fr)}}@media(max-width:650px){.shell{padding:0 18px}.nav{min-height:65px}.menu{display:block}.navlinks{display:none;position:absolute;top:64px;left:0;right:0;background:var(--bg);padding:20px;flex-direction:column;align-items:stretch;box-shadow:0 15px 20px #0001}.navlinks.open{display:flex}.hero{grid-template-columns:1fr;padding:48px 0}.heroart{max-height:300px}.grid,.offergrid{grid-template-columns:1fr}.section{padding:30px 0 42px}.sectionhead h2{font-size:27px}.banner{padding:25px;display:block}.footgrid{grid-template-columns:1fr 1fr;gap:15px}.articlewrap{padding:30px 18px 65px}.articlewrap p{font-size:16px}}

/* Photo-backed category cards. The white scrim is intentionally translucent and maintains legibility. */
.tile-photo{position:relative;isolation:isolate;background:#e9ede7;}
.tile-photo::before{content:"";position:absolute;inset:0;z-index:0;background-image:var(--category-photo),var(--category-fallback);background-size:cover;background-repeat:no-repeat;background-position: center;transition:transform .28s ease;transform:scale(1.01)}
.tile-photo::after{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(155deg,rgba(255,255,255,.52) 0%,rgba(255,255,255,.40) 45%,rgba(255,255,255,.79) 100%);pointer-events:none}
.tile-photo:hover::before{transform:scale(1.07)}
.tile-photo h3{color:#132e2c;text-shadow:0 1px 8px rgba(255,255,255,.6)}
.tile-photo p{color:#294541;text-shadow:0 1px 8px rgba(255,255,255,.65)}
.tile-photo .symbol{color:#0e6258;text-shadow:0 1px 9px rgba(255,255,255,.9)}
.tile-shopping{--category-photo:url("https://images.pexels.com/photos/7007176/pexels-photo-7007176.jpeg?auto=compress&cs=tinysrgb&w=750");--category-fallback:url("/assets/images/shopping-fallback.webp")}
.tile-tech{--category-photo:url("https://images.pexels.com/photos/1181341/pexels-photo-1181341.jpeg?auto=compress&cs=tinysrgb&w=750");--category-fallback:url("/assets/images/tech-fallback.webp")}
.tile-home{--category-photo:url("https://images.pexels.com/photos/27177239/pexels-photo-27177239.jpeg?auto=compress&cs=tinysrgb&w=750");--category-fallback:url("/assets/images/home-fallback.webp")}
.tile-beauty{--category-photo:url("https://images.pexels.com/photos/4672596/pexels-photo-4672596.jpeg?auto=compress&cs=tinysrgb&w=750");--category-fallback:url("/assets/images/beauty-fallback.webp")}
.tile-travel{--category-photo:url("https://images.pexels.com/photos/3885530/pexels-photo-3885530.jpeg?auto=compress&cs=tinysrgb&w=750");--category-fallback:url("/assets/images/travel-fallback.webp")}
.tile-education{--category-photo:url("https://images.pexels.com/photos/5905878/pexels-photo-5905878.jpeg?auto=compress&cs=tinysrgb&w=750");--category-fallback:url("/assets/images/education-fallback.webp")}
.tile-finance{--category-photo:url("https://images.pexels.com/photos/8297074/pexels-photo-8297074.jpeg?auto=compress&cs=tinysrgb&w=750");--category-fallback:url("/assets/images/finance-fallback.webp")}
.tile-dating{--category-photo:url("https://images.pexels.com/photos/5910742/pexels-photo-5910742.jpeg?auto=compress&cs=tinysrgb&w=750");--category-fallback:url("/assets/images/dating-fallback.webp")}

.tile-photo>div{position:relative;z-index:2}